Hong Kong’s Q3 negative equity shrinks 17%, HKMA’s data shows

Published: 5:25pm, 31 Oct 2025Updated: 5:28pm, 31 Oct 2025

Hong Kong’s residential property market is displaying signs of improvement in the third quarter, as a crucial barometer of real estate loans showed fewer cases of negative equity.

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The number of negative equity cases fell 17 per cent to 31,449 at the end of September, from 37,806 at the end of June, the Hong Kong Monetary Authority (HKMA) said in a statement on Friday. The total value of residential mortgage loans in these cases fell to HK$156.8 billion (US$20.18 billion), from HK$190.2 billion three months earlier.

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