Recently, bank employees in Guangzhou, Changsha, Nanjing, and other cities have started a “consumer loan swapping” activity on social media. Platforms such as RedNote, Douyin, and WeChat Channels have seen many posts titled “Bank Staff Swap Consumer Loans”. The posts include phrases like “Mutual Help with Credit Limits“, “Trust-Based Swapping”, “Performance Swapping within Guangzhou Banks”, and “Mutual Assistance for Bank Tasks in Jiangsu”. Some users on Weibo commented, “Frontline sales staff are suffering”, “They lose more from penalties than they earn”, and “This is harsh, we used to have direct performance deductions”.
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